Personal Loans

You have personal financial goals and our loans provide the funds you need to reach your dreams at competitive rates. First National Bank offers consumer installment and real estate loans that help you reach those goals.

Whether you’re looking to finance a home, pay off debt or take that vacation you’ve always wanted, talk to our experienced staff of lenders about our personal loan options. We’re happy to help you make that dream a reality.

Consumer Installment
For convenience and flexibility, it’s hard to beat a consumer installment loan. First National Bank offers loans for just about everything you could need. Our loan officers can help you find the perfect loan to purchase vehicles, boats or motor homes, consolidate debt, pay off credit cards or even take a vacation. Talk to one of our loan officers about setting up a convenient payment program. If you can imagine it, we can help you finance your dreams. Print Application and apply at your nearest branch location!
Overdraft Line
Many of our checking account customers are eligible for our Overdraft Line- a type of overdraft protection loan. This program offers a convenient way for you to borrow a relatively small amount of money for a short period of time. To participate in Overdraft Line, stop into your local branch and ask for an application to fill out and return to us. Borrow up to your maximum simply by writing a check*. *Subject to an annual fee.
Credit Cards

Get Rewarded!

Make your First National Visa® Credit Card your everyday companion and you’ll have instant credit at your fingertips.

Earn $1 for every $100 in net purchases and redeem it as a credit to your account. You’ll benefit from its convenience and security wherever you use your card to shop, dine, or travel.

  • No annual fee
  • Worldwide acceptance at millions of locations
  • 24x7 online account access
  • No liability for unauthorized charges if your card is lost or stolen
  • 1% cash back rewards on all net purchases
  • No limits on the amount of rewards you can earn (must be redeemed in $25 increments)
  • $2500 in net purchases = $25 cash back
  • See full rewards program information for additional details and limitations
24-Hour Cash Option

Besides providing worldwide credit and purchasing power, you can get cash from thousands of banking offices and select ATMs. Look for the credit card logo at the ATMs.

Easy to Apply

Call your local branch and they will mail you an application or stop by your local branch and apply in person.

Payment Choices

You have the option of either paying your balance in full every month or you may extend your payments over time by making a minimum monthly payment. Now offering automatic payments from checking account.

Start making life a little easier today!

Access your credit card account at:



Need to speak with a member of our team?

Our team is available by phone during regular business hours. Call us toll free at 1-800-555-6895 or by contacting your local branch.

Or click here to send us a message!