About Us

Passion, Commitment, Leadership, Community.

We place tremendous significance in these four words that define the values of First National Bank. We take great pride in our virtues, which have earned us a reputation as a bank that goes above and beyond for our customers. Our goal is to contribute just a little bit more than expected to each of our relationships; this simple formula allows us all to win.

Our team of expert bankers are committed to ensuring that everyone feels like part of the family. It’s our belief that success doesn’t always follow a specific set of guidelines; it’s a craft that begins by developing meaningful partnerships. It’s the ability to recognize individual needs and the flexibility to create customized solutions. It’s being involved in and passionate about the local community. Our employees are your friends and neighbors, working together with you to support each other and our local economies. Big Bank strength meets local decision making and hometown involvement; this is what sets our community bank apart from the rest.

First National Bank is a family-owned, full service financial institution with a specialty in commercial banking that has been serving communities for over 30 years. We’re thrilled to offer a progressive line of personal and business solutions, accounts, mortgage loans, auto loans, commercial loans, agriculture loans and more. We’re excited to get to know you!

First National Bank – Unmatched Service and Dedication

Click here to locate Surcharge-free ATMs near you.

141 E Main St.
PO Box A
Oldham, SD 57051

Phone 605-482-8293
Fax 507-425-2579


Monday-Friday: 9:00am – 3:00pm

Other times are available by appointment only.
Please contact us during business hours to make an appointment.

Oldham Branch
1-800-555-6895 ext. 7214 or 605-482-8293
Ramona Branch
1-800-555-6895 ext. 7215 or 605-482-8691

We offer alternative ways to conduct your business:
• Internet and Mobile Banking
• Mobile Deposit, Online Bill Pay
• Night Deposit
• Use your debit card instead of cash
• ATMs
*Message and data rates may apply to mobile banking

Drive Up

No Drive Up



Night Drop