05/19/2022: Money, Germs & Payment Solutions

Twenty dollar bill on the groundWe all know that money is notorious for being dirty, so if you’re considering contactless solutions to help keep you from swapping or spending bills, try one of these options next time you need to pay for something.

Mobile Wallet
A mobile wallet is an app on your smart phone that stores payment information from a credit card or debit card, then allows you to use your device to make contactless purchases. Your phone probably has the app installed already, so simply follow the instructions to add your First National Bank debit card and securely pay for purchases at thousands of stores.  Click here to learn more!

Debit Cards
If smart phones aren’t really your thing, but you’d prefer to avoid cash, your FNB debit card is a good choice.  Typically, you’ll be the only one touching the card, so it’s still a nice contactless choice. And, it’s simple to disinfect with a sanitizing wipe.

Miryam Wahrman, a biology professor at William Paterson University and author of “The Hand Book: Surviving in a Germ-Filled World,” recommends keeping your credit cards in a dedicated spot in your wallet or purse. She also suggests cleaning your hands with soap or hand sanitizer if you’ve just touched your card and you’re about to eat something.

“Alcohol-based sanitizers are effective – they do reduce contamination,” Wahrman said. “But they’re not as good as trusty old soap and water, which research has shown to reduce bacterial contamination.”

Need to pay the sitter, gift money or split the bill with friends?  Popmoney (person to person payments) is your new solution.  Just log on to internet banking or your mobile banking app and you’ll find Popmoney with the bill payment options.  You’ll simply enter the recipient’s name along with email or phone number and the dollar amount you’re sending; that’s it.  They’ll be contacted to finish the transaction.  It’s a safe and simple, contactless way to pay!

Bill Pay
While you probably aren’t sending cash to pay your bills, we couldn’t complete this list without reminding you that online bill pay is the easiest (contactless) way to pay your bills.  Again, just log on to internet banking or your mobile banking app, enter the payee and your account information and pay your bills without writing a check, addressing an envelope or buying a stamp.

You’ll feel spoiled when you start to use these simple features! We also offer video tutorials on our website if you’d like to see things in action first and, of course you can always contact us at your local branch to assist with any questions.

Click here to visit our Online Education Center

*Message and data rates may apply to mobile banking options