At First National Bank, your security is one of our top priorities. Today, we would like to bring awareness to a type of fraud that’s currently on the rise. This tactic involves stealing data from payment cards or devices used for financial transactions.

What is Skimming?
Skimming is an illegal activity where thieves attach a small device, often known as a “skimmer,” to the card reader of an ATM or payment terminal. These devices capture the information stored on a card’s magnetic stripe.

How to Spot a Skimmer

• Check the ATM/Payment Terminal:
  Before using, examine the card reader and the area near the PIN pad. Look for any unusual attachments or suspicious wires.
• Wiggle the Card Reader:
  Skimmers are often loosely attached. If the reader moves around when you wiggle it, that’s a red flag.
• Shield Your PIN:
  Always cover the keypad with your hand when entering your PIN, even if no one is around.

Ways to Avoid Skimming

• Use Familiar ATMs:
  Stick to ATMs located at a bank branch as they are less likely to be tampered with.
• Monitor Your Accounts:
  Add account alerts for real-time notifications or frequently check your bank statements for any unauthorized transactions and report them immediately.
• Tap-to-Pay:
  Contactless payment options are available with your new First National Bank debit card! With a quick tap of your card or mobile wallet, you can complete transactions without swiping or inserting your card, minimizing the risk of skimming.

By adopting these best practices, you can secure your financial information and have peace of mind while carrying out transactions. Let’s work together to keep your financial information safe. Please reach out to your local branch if you have any questions or concerns.