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It’s more than just an account, it’s a financial partnership

First Wyoming Business Accounts

Whether you’re just getting started or already established, First Wyoming Bank & Trust can help move your business forward with these innovative checking and savings accounts.

Please note these products are only available at the First Wyoming Bank & Trust Branch of First National Bank locations in Wyoming.

Business Checking

  • $1,000 minimum balance to avoid a monthly service charge (M.S.C.).  If a M.S.C. does apply, a fee of $10 will be assessed
  • First 50 debit (check) items and 150 credit (deposit) items will be processed monthly with no fee
    • A fee of $.08 will apply to each item over 50 debits or 150 credits
  • Credit card merchant services available
  • Coin and currency services available
  • Night depository
  • Return of imaged checks with monthly statement
  • Business Debit Card

  • Interest bearing**, compounded monthly
  • $25,000 minimum balance to avoid a monthly service charge (M.S.C.)
    • If a M.S.C. does apply, a fee of $25 will be assessed
  • First 50 debit (check) items and 150 credit (deposit) items will be processed monthly with no fee
  • A fee of $.08 will apply to each item over 50 debits or 150 credit items
  • Credit card merchant services available
  • Coin and currency services available
  • Night depository
  • Return of imaged checks with monthly statement
  • Business Debit Card

** Interest rate and earnings credit are set by First Wyoming Bank & Trust and are subject to change.

  • No minimum to open
  • Non-interest bearing
  • Return of imaged checks with monthly statement
  • Business Debit Card

  • No minimum to open
  • Interest bearing**, compounded monthly
  • $1,000 minimum balance to avoid a monthly service charge (M.S.C.). If a M.S.C. does apply, a fee of $5 will be assessed
  • Return of imaged checks with monthly statement
  • Business Debit Card

Business Savings

  • $100 minimum balance to open
  • Interest bearing**, compounded quarterly
  • $100 daily balance must be maintained to earn interest for the statement cycle
  • $300 minimum balance to avoid a quarterly service charge (Q.S.C.)
    •  If a Q.S.C. does apply, a fee of $8 will be assessed
  • Withdrawals are limited to six (6) per quarter. Withdrawals in excess of six (6) will be charged an excess withdrawal fee of $2 per transaction (Transactions that continually exceed these parameters may result in account closure.)

** Interest rate and earnings credit are set by First Wyoming Bank & Trust and are subject to change.

  • $100 minimum to open
  • $1,500 minimum balance to avoid a monthly service charge (M.S.C.)
  • If a M.S.C. does apply, the following fee will be assessed:
    • Minimum balance of $750 – $1,500: $5 M.S.C.
    • Minimum balance of $0 – $749: $10 M.S.C.
  • Interest bearing**, compounded monthly
    • Tier 1: Minimum balance of $2,500 – $24,999
    • Tier 2: Minimum balance of $25,000 – $49,999
    • Tier 3: Minimum balance of $50,000 – $99,999
    • Tier 4: Minimum balance of $100,000 – $ 249,999
    • Tier 5: Minimum balance of $250,000 or more
  • $2,500 daily balance must be maintained to earn interest for the statement period
  • Withdrawals are limited to six (6) per month. Withdrawals in excess of six (6) will be charged an excess withdrawal dee of $2/transaction. (Transactions that continually exceed these parameters may result in account closure.)

** Interest rate and earnings credit are set by First Wyoming Bank & Trust and are subject to change.

For larger balance business accounts, First Wyoming Bank & Trust offers accounts that can sweep your excess balances daily.  For more information, please give us a call (307) 632-7733.

Business Loans

We offer a wide range of accounts to meet your needs!

When it comes to a business loan for buying a building or new equipment, or even a line of credit, we’re ready to lend you money. With our flexible lines of credit and competitive term loans, we can provide you with the resources you need to help you make the most of every opportunity.

Our business loan offerings include:

  • Commercial term loans to purchase or refinance business fixed assets or working capital
  • Commercial real estate amortizations up to 25 years for the purchase or refinance of commercial property
  • Commercial lines of credit to help fund your operating cycle
  • Construction loans to build your dreams
  • Agricultural loans to cover your short-term operating expenses or finance your next land purchase
  • Business credit cards to help manage your cash flow and separate your business and personal spending