10 Best Financial Travel Tips
CONTACT YOUR BANKER
Let your bank know where you are going and how long you’ll be gone, so the withdrawals you make while you’re out of town won’t be flagged as suspicious because you’re in an unfamiliar place. And, if your card has a default withdrawal amount, you may want to adjust it before your trip.
SET UP AUTOMATIC PAYMENTS FOR YOUR BILLS
Before you head off on vacation, check to see what bills will be due while you’re away and if needed, set up automatic payment through online bill pay.
SET UP ACCOUNT ALERTS
Set up text alerts, so you’ll be notified of charges on your accounts. You’ll know instantly if irregular or fraudulent activity occurs while you’re traveling.
CHECK YOUR CARD EXPIRATION DATES
Check the expiration dates on your debit or credit cards. If any expire while you’re away, contact your bank and request a new card with the new expiration date to be sent to you as soon as possible.
LIGHTEN YOUR PURSE OR WALLET
You probably won’t need all the cards, coupons or memberships that you usually carry. Bring only a few necessary cards, just in case something is lost. Before you leave, make a copy of the cards you are bringing, including the back sides as they have phone numbers to call, just in case. Keep this copy in your hotel safe along with your passport and spare credit card, as insurance against theft.
PROTECT YOUR CASH
Only take the cash you’ll need for the day and leave the rest in your hotel safe.
UTILIZE MY MOBILE MONEY
The My Mobile Money app allows you to control debit card access, right from your
smart phone. You can even turn your debit card on or off with the tap of a button if your card is lost or misplaced.
USE SECURE WI-FI
Connect to secured public networks whenever possible and never access personal bank accounts, or sensitive personal data on unsecured public networks.
WATCH OUT FOR PICKPOCKETS
Don’t leave your bags on the floor or hanging off the back of your chair at a restaurant. And, take extra precautions when traveling on public transit. The perfect locations for thieves are crowded places.
REVIEW YOUR PURCHASES
When you return from your trip, review your debit and credit card purchases. Or add account alerts before your trip and be notified every time a purchase is made, via text. If a thief has nabbed your card information, you’ll want to alert the bank as soon as possible.
*Message and data rates may apply to mobile banking.