Personal Checking

With First National Bank you will always get customized banking services and innovative products in our branches, online and from your mobile devices.  That’s why we offer a variety of checking account options that work specifically with your individual needs.  Whether you’re looking for the simple, ease of use checking account or one that includes interest or club features, we’ll help you choose the one that’s perfect for you.

Plus with online and mobile access, it’s easier than ever to manage your checking account any time, from anywhere! But don’t forget to stop by your local branch now and then, we always look forward to seeing you.

Personal Checking Account Options

Make the Switch to FNB

Understanding Overdrafts & OD Plans

• ECO Checking

  It’s our most popular account for a reason.  For starters, there’s no minimum balance requirement and no monthly service fee, making the account easy to use and easy to manage!  Plus, it comes with an array of no-cost products and services to help you save time and money.  It doesn’t get better than the ECO Account!

  Available features:

  • Unlimited check writing privileges
  • No ATM fees*
  • First order of checks free*
  • ATM/Check Card
  • PC Express® Internet banking
  • Online Bill Pay
  • Online Statements
  • Mobile Banking

  *some restrictions may apply

  Take me to the Switch Kit.

   

  
  
• Quality Checking

  It’s easy to see why our Quality Checking account is a great choice!   You’ll benefit from unlimited check writing privileges and the added security of automatic safekeeping of check images at no additional charge!  The perfect account for your day to day finances and there’s no service fee when you maintain a minimum balance.       

  Want more!  Add these available features:

  • ATM/Check Card
  • PC Express® Internet banking
  • Online Bill Pay
  • Online Statements
  • Mobile Banking

  Take me to the Switch Kit.

   

  
  
• Regular Checking

  Our Regular Checking account is ideal if you want check images delivered with your statement each month.  Whether you like to receive your statement in the mail or you prefer the modern approach of online banking, your check images will be available for you.  You’ll still benefit from unlimited check writing privileges and there’s no service fee when you maintain a minimum balance.

  Want more!  Add these available features:

  • ATM/Check Card
  • PC Express® Internet banking
  • Online Bill Pay
  • Online Statements
  • Mobile Banking

  Take me to the Switch Kit.

  
  
• N.O.W. Checking

  Everything you’re looking for in an interest bearing account is right here with our N.O.W. account.  Unlimited check writing privileges, monthly interest crediting and check images are included with your statement.  We’re proud to offer an account that rewards you for maintaining a higher balance.
   
  Want more!  Add these available features:

  • ATM/Check Card
  • PC Express® Internet banking
  • Online Bill Pay
  • Online Statements
  • Mobile Banking

  Take me to the Switch Kit.

  
  
• Money Market Checking

  Enjoy the features of an interest bearing savings account and check writing privileges with our Money Market Account!  And the best part is, the more you save the more you earn, because the rates are tiered to reward higher balances.  When you maintain the minimum balance requirements there are no monthly service fees, making the Money Market Account an easy choice for serious savings!

  * Up to 6 withdrawals allowed per month, including up to 3 checks. Withdrawals in person are unlimited.

  
  
• VIP Club®

  Our VIP Club® Account is designed for our customers aged 55 and better.  Enjoy banking that offers the quality and service you deserve!  And, take advantage of a variety of benefits including VIP Club® checks, no fee and discounted financial services and group travel opportunities.  Plus it’s a great way to meet new people in your community.

  Some of the benefits include:

  • Special VIP Club® checks
  • No fee photocopies and fax
  • VIP Club® Voice newsletter
  • Group Travel and Seminar opportunities
  • No fee Cashier's Checks
  • No fee on Stop Payments
  • VIP Club® products available

  *Some restrictions apply

  Want even more!  Add these available features:

  • ATM/Check Card
  • PC Express® Internet banking
  • Online Bill Pay
  • Online Statements
  • Mobile Banking

  Take me to the Switch Kit.

  
  
• Health Savings Account

  If you have an eligible High Deductible Health Plan (HDHP), a Health Savings Account allows you to save money for qualified medical expenses. Your contributions are made with pre-tax dollars, and the variable interest earnings are also tax-free, providing you with a smart way to save for medical expenses.   Check cards offer easy access to your money and check writing is unlimited!

  Want more!  Add these available features:

  • Check Card
  • PC Express® Internet banking
  • Online Bill Pay
  • Online Statements

  Contact us for more information about Health Savings Accounts.

  
  

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