First Advantage Business Checking & Savings

Whether you’re just getting started or already established, First Advantage can help move your business forward with these innovative checking and savings accounts.

Please note these products are only available at the First Advantage Branch of First National Bank locations in Northern Colorado.

Main Street Business Checking
Designed for you, the business owner, so you can concentrate on your business.
  • $500 minimum daily balance waives the $10 monthly service fee
  • $100 minimum balance to open account
  • Up to 100 items each month at no charge; no charge for electronic based debits/credits (excludes AB Direct); $0.25 for every paper-based item (checks written, deposit slips or deposited checks) over 100 total items
  • Self-initiated, via e-Corp, Wire Transfer fee reduced to $15 (Domestic) and $40 (International)
  • Visa Debit/ATM card with no annual fee (upon approval)
  • ACH Fees:
    • File Fee: $3.00
    • 1-3 items: $0.00
    • 4-14 items: $1.50 per item
    • 15 or more items: $0.20 per item
    • Same Day File Origination: $35.00 + $0.25 per item
Advantage Specialty Checking
This account was created for those "Special" accounts that are not "personal" or the standard "business" accounts. Specialty Accounts include: Non-Profit Accounts, Trust Accounts and Estate Accounts.
  • No monthly service fee
  • $100 minimum balance to open account
  • $2,500 minimum daily balance to earn the annual percentage yield1
  • Unlimited check writing
  • First 150 deposited items at no charge; an excessive item fee of $0.08 per check deposited over the first 150 will be applied.  Checks drawn on First Advantage will not be included in the item count.
  • $50 credit towards first order of checks placed by First Advantage
  • Visa Debit/ATM card with no annual fee (upon approval)
Advantage Analysis
First Advantage's Analysis account is designed to get you the financial tools you need to help your business run as efficiently as possible!
  • Monthly maintenance fee is $15 for a single analysis account, $30 for multiple analysis accounts
  • $100 minimum balance to open account
  • Analysis fees for Electronic & Paper based items: Analysis Deposit Fee of $0.15 per deposit/credit, Analysis Deposited Item Fee of $0.15 per deposited item, Analysis per Debit Fee of $0.15 per debit or withdrawal
  • Self-initiated, via e-Corp, Wire Transfer fee reduced to $15 (Domestic) and $40 (International)
  • Visa Debit/ATM card with no annual fee (upon approval)
  • ACH Fees:
    • File Fee: $3.00
    • 1-3 items: $0.00
    • 4-14 items: $1.50 per item
    • 15 or more items: $0.20 per item
    • Same Day File Origination: $35.00 + $0.25 per item
Main Street Savings
This savings product with tiered interest rates makes saving money easy. The more you save, the more you earn. It’s the perfect savings product!
  • Interest rates are tiered based upon daily balances1
  • $200 minimum balance to open
  • $200 minimum daily balance waives the $5 monthly service fee
  • No charge for first 6 withdrawals per month2; each additional withdrawal is $5
  • Account can be linked to checking account
  • ATM card with no annual fee
Advantage Money Market
The Advantage Money Market is perfect for the person that wants to earn a competitive interest rate; while also having the option to write a few checks.
  • Interest rates are tiered based upon daily balances1
  • $100 minimum balance to open account
  • $1000 minimum daily balance waives the $10 monthly service fee
  • No charge for first 6 withdrawals per month2; each additional withdrawal is $5
  • Account can be linked to checking account
  • ATM card with no annual fee (upon approval)
Advantage Money Market
The convenience of check writing with a competitive tiered interest rate.
  • Interest rates are tiered based upon daily balances
  • $100 minimum balance to open account
  • $1000 minimum daily balance waives the $10 monthly service fee
  • No charge for first 6 withdrawals per month; each additional withdrawal is $5
  • Account can be linked to checking account
  • ATM card with no annual fee
Peak Money Market
This account features our highest money market rates.
  • Interest rates are tiered based upon daily balances
  • $10,000 minimum balance to open account
  • $10,000 minimum daily balance waives the $10 monthly service fee
  • No charge for first 6 withdrawals per month; each additional withdrawal is $5
  • Account can be linked to checking account
  • ATM card with no annual fee
CD's
  • Certificates starting at 30 days up to 60 months

 

 

Additional information is provided for you in the Business Account Options. All account fees subject to change at any time. Please refer to the First Advantage Fee Schedule for a listing of all applicable account fees.

The following fees may apply:

  • $30 Overdraft Item Fee/NSF Return Fee per item, per presentment

Bank will refund foreign ATM fees. Customer must present the original ATM receipt, in person or by mail, within sixty (60) days of the transaction. Refunds will be credited to your account.

1) Interest is variable and subject to change on a daily basis after account opening. For current interest rate information, please contact First Advantage.
2) Transaction limitations apply.

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Lost/Stolen ATM Card

For issues with your ATM/Debit Card or to report a card lost or stolen:

During business hours, contact your local branch. After hours, please call 1-866-960-2542.

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