First Advantage Personal Checking and Savings

With checking accounts that are designed to fit your lifestyle and savings products that put you in control of your money, you can be assured that First Advantage will have an account that fits your needs and budget.

Please note these products are only available at the First Advantage Branch of First National Bank locations in Northern Colorado.

Advantage eChecking
A paperless checking account designed for the consumers who prefer to bank online.
  • No monthly service fee
  • $100 minimum balance to open account
  • Unlimited electronic transactions
  • No check writing
  • eStatements
  • Must enroll in Advantage Online Banking
  • Visa Debit/ATM card with no annual fee (upon approval)
Main Street Checking
An interest earning checking account designed to let you take control of your personal finances.
  • Interest rates are tiered based upon daily balances
  • $1000 minimum daily balance or a $5000 combined daily balance (in checking, savings, or money market) waives the $15 monthly service fee
  • $100 minimum balance to open account
  • $999.01 minimum daily balance to earn the annual percentage yield
  • Unlimited transactions
  • No charge for first box of specialty gray wallet checks
  • No charge for Cashier's Checks
  • Identity Theft ID Restoration by Deluxe with no annual fee
  • Visa Debit/ATM card with no annual fee (upon approval)
Advantage Checking
The Advantage Checking account has NO monthly service charge, letting you spend your money on what’s important!
  • No monthly service fee
  • $100 minimum balance to open the account
  • Unlimited transactions
  • Visa Debit/ATM card with no annual fee (upon approval)
Main Street Savings
This savings product with tiered interest rates makes saving money easy. The more you save the more you earn. It's the perfect savings product!
  • Interest rates are tiered based upon daily balances
  • $200 minimum balance to open
  • $200 minimum daily balance waives the $5 monthly service fee
  • No monthly service fee for minors (18 and under)
  • No charge for first 6 withdrawals per month; each additional withdrawal is $5
  • Account can be linked to checking account
  • ATM card with no annual fee
CD's and IRA's
  • Certificates starting at 30 days up to 60 months
  • Traditional and Roth Individual Retirement accounts from 30 days up to 60 months
Advantage Money Market
The convenience of check writing with a competitive tiered interest rate.
  • Interest rates are tiered based upon daily balances
  • $100 minimum balance to open account
  • $1000 minimum daily balance waives the $10 monthly service fee
  • No charge for first 6 withdrawals per month; each additional withdrawal is $5
  • Account can be linked to checking account
  • ATM card with no annual fee
Peak Money Market
This account features our highest money market rates.
  • Interest rates are tiered based upon daily balances
  • $10,000 minimum balance to open account
  • $10,000 minimum daily balance waives the $10 monthly service fee
  • No charge for first 6 withdrawals per month; each additional withdrawal is $5
  • Account can be linked to checking account
  • ATM card with no annual fee

 

 


Additional information is provided for you in the Truth in Savings disclosures. Interest is variable and subject to change on a daily basis after account opening. For current interest rate information, please contact First Advantage. All account fees subject to change at any time. Please refer to the First Advantage Fee Schedule for a listing of all applicable account fees.

The following fees may apply:

  • Returned Item Fee (NSF): $30.00
  • Overdraft Item Fee: $30.00
  • Continued Overdrawn account Charge: Every second business day after the date of the first overdraft: $2.00
  • Overdraft Protection /Ready Reserve Annual Fee: $25.00.

Bank will refund foreign ATM fees. Customer must present the original ATM receipt, in person or by mail, within sixty (60) days of the transaction. Refunds will be credited to your account.

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Lost/Stolen ATM Card

If your ATM/Debit card is lost or stolen:

During business hours, contact your local branch After hours, please call 1-888-263-3370.